Cruise Deals – How To Get The Best Cruise Deal And Save Money Too!

Going on a cruise was once an simple thing to arrange. All you had to do was go to your travel agent and look at a few brochures. But as the industry has grown it has become an overwhelming mix of itineraries, cruise packages, choices add-ons and prices. So how do you look through and search for all the acquirable information to find the ideal cruise deal? The following tips will help you find the ideal cruise and save you money.

1. The busiest season has always been Jan through March. This is when the cruise industry books the most cruises. Cruise lines usually make about 38 percent of their yearly income at this time. This is the ideal time to find many hot or last minute deals because they offer a lot of incentives.

2. Make sure to begin well ahead of your pass or holiday time if you can unless you want a last minute cruise deal. First of all you should call the cruise line you are most interested in and ask for the cruise line rep about any of their cruises and the staterooms. You can ask about handicapped-equipped staterooms then if this is a special need. You can always do this later after you do some research too.

Find out what specials they have running and make sure to tell them how old you are and what state you live in or if you’re traveling with a group of people or another couple or have cruised with their cruise line in the past. Does it include your airfare? Do you need a family deal? This is because your specific situation might entitle you for huge discounts. Take whatever the quote given to you by the cruise line rep as your starting price point.

3. Next check out the Sunday newspaper ads in the travel section and look for cruise bargains. The larger city newspapers and the newspapers located in or near cruise embarkation cities are great for finding good or cheap cruise deals. You can go to your local library to view the ads if they carry those news papers. Some regular newspapers even have there travel ads online.

4. Take a look at the cruise booking Web sites. There are cruise discount agencies that might have the cheapest cruise rates to be found anywhere, whether you want a luxury cruise or budget cruise. Large travel Web sites such as Orbitz, Expedia and Travelocity usually have great deals too. You can also find last-minute cruise deals too. The cruise Web sites’ prices are usually evenhandedly similar. And the travel sites are usually similar but somewhat higher. Make sure to ask about any additional, secret or hidden fees, such as cancellation penalties. These can cost between and .

5. Make sure to check with your cruise travel agent. Some people like to work with a travel agent or are not savvy about researching online. Find out if they charge a consulting fee before you meet. Some fees are usually refundable if they book your cruise. When you get together with the travel agent, state exactly what you want and that you’re comparing prices. Your local travel agent can be very helpful if you have disabilities, health problems, special needs or need visas or other documents.

6. Think about placing a “cruise wanted” ad on Craigslist online. Be specific and detailed about what you want. Then sit back and move for replies.

7. Once you have a number of cruise line or cruise package quotes compare them and try to negotiate a lower price, extra discounts or some onboard extras.

Note that if you’re getting the same quote from your travel agent that you’re getting from the cruise line then you need to continue shopping for the ideal quote – your travel agent isn’t saving you any money. The ideal cruise deal is out there that is just right for you and will save you money on your pass too regardless if you’re going to Alaska, Mexico, the Caribbean, Hawaii, the Bahamas, or Bermuda. You just need to do a tiny research and don’t take the first deal you see.

Cruise Deals – How To Get The Ideal Cruise Deal And Save Money Too!

International Travel Tips To Save Money

During International Travel, whenever we travel to any new country for the first time, then commuting expenses can be a huge drain on our individualized finances. Here we discuss some of the ways to save money while travelling abroad for the first time.

 

1)

During international Travel, If you have to travel throughout the country / through different countries, then one of the ways to save money is to try to get a rail pass, for example- a Euro Rail pass – if you are travelling in Europe. This grants you discounted travels in Europe Railway network. (In fact, the Euro Rail Pass is a very convenient way of travelling by rail through Europe ). Also, Euro Rail pass can be used in different rail networks. It is not confined to any one network. This helps you to save money by not having to purchase separate tickets apiece and each time you board a different train, and thus it is simple on your individualized finances.

 

2)

Once you come out of the airport, then try to take the metro / shuttle bus / ordinary bus / shared taxis, while going to your hotel. Believe me, they can help you save a lot of money

 

3)

Also, to cut down on your travel expenses and to save money, try to book a hotel which is in the city center / close to the city center and is in your reach. The benefit is that when you are located close to the city centre, you have simple access to shopping malls, food courts / shops / hospitals, travel agencies. So this basically saves money and time while avoiding to commute unnecessarily.

 

4)

Among the easiest ways to save money during International Travel is – Try to refrain Taxis, for taxi fares can be enormous. Take a Bus / Tram instead. For example, in European cities, there is a good network of Trams which run throughout the city. They cost less and thus will help you save money while enjoying the beautiful city.

 

5)

Also, if doable and wherever available, take the underground metro. This is also one of the ways to save money and time. If you go by a taxi, then you might be stuck up in a traffic jam, which means that you will have to pay extra fare to the taxi driver and also lose valuable time. It would be an unnecessary strain on your individualized finances.

 

6)

Furthermore, during international travel, If you know someone in that city, (where you are travelling for the first time), just request them to pick you up from your hotel. This will again save money for you in travelling expenses.

 

I Hope you have enjoyed reading this article. As always, comments are Welcome and Encouraged. Cheers…

What Is A Vacation Package And How Does It Save Me Money?

When searching for a pass or even a short time get away, there’s lots of speak about “Vacation Packages.” These pass packages are acquirable for nearly any favourite destination including Florida, Disney and other Entertainment type resorts, cities like Las Vegas, shipboard Caribbean Cruising, Hawaii, and even Europe. Still, what exactly is a pass package.

There are many types of travel packages acquirable with some handling all the details down to meals and tips. Trip packages can be either basic or comprehensive depending on the offering. Let’s look at the most basic packaging with the understanding that some wage a much more comprehensive offer.

Most trip packages include 3 basic items. Travel or airfare to and from the destination, transportation while visiting and the hotel. Just these 3 items however have a wide variety of options that might be offered. Some packaged vacations have transportation to and from the hotel via bus with hotel transportation provided around town. Others simply offer a discounted rental car. The value in these types of vacations is in the convenience, the extras that might be offered, and the pricing.

Pricing of a package is based on time of year and the capability of the travel bureau or travel group to obtain discounts. These discounts are offered to increase visitors to the destination. So a hotel, in a slow season might offer discounts of 30-50% or more depending on the days visiting. This is then coupled with a discounted airfare obtained through a consolidator. A consolidator is simply a company that commits to buying a certain number of seats on commercial flights. Due to the bulk purchase, they’re healthy to lower the cost per seat.

The convenience bourgeois shouldn’t be ignored however. A pass package grants you to spend your time planning your pass instead of trying to find the ideal price on airline tickets and then the hotel and then the transportation details. A swift look through the package offerings and the major details of your pass can be completed.

Lastly, travel packages often have a number of discounts or perks included. A Las Vegas hotel might offer a free dinner at their top restaurant. Entertainment destinations might offer souvenirs or extended times to visit. Many all inclusive packages might also offer information and discounts on favourite attractions around town when you visit. Cruise ships might offer a welcome picture or other momento.

All in all, a travel package can be a good deal. The savings and convenience factors grant you to spend your time planning to enjoy a pass instead of worrying about the travel details. Vacation packages can be a great way to save money.

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Save Money On Your Great Disneyworld Vacation

A family pass to Disneyworld is a dream come true for many families. However, not everyone has the finances to make their dreams come true. Its not that they don’t want to go. It’s just that they feel they can't afford it and don’t oppose it further. We’re not going to fool you, Disneyworld vacations can be expensive, but you can save a large amount of moola while enjoying the illusion even if you’re working with a shoestring budget.

In this article, we will expose the many secrets to planning an inexpensive pass for you and your family. By following our tips, you can save up to 40% on the listed prices! Sound interesting? Well it is.

Now, we’ve got to be honest with you. We are not suggesting that you sleep in a cheap motel with roaches and ants, miles away from all the illusion while feasting on peanut butter crackers in your room. Instead, we’ll discuss proven tips that will grant you to stay in a resort hotel with great amenities, dine at great-tasting restaurants on property and still save substantial amounts of hard-earned moola.

First of all, you should know that there are member websites that guide you to particular resources that instruct you how to save on vacations. The savings include:

- Accommodations on property, and outside.

- Tickets to the theme parks

- Dining on property, and at parks outside.

- Tickets to Universal and other attractions

- And much more!

To find one, do a search on “google” or another search engine for Disneyworld member discounts or search for “Disney World resort companies”. You might find some great and economical pass packages that are similar to these:

5 nights at a beautiful Resort – 5 days of fun for a family of 4 to all Parks, including all meals. For only ,510.

3 nights accommodations near Disney – 4 tickets to Magic Kingdom, Epcot, and MGM Studios, including all meals. For ,040.

5 night honeymoon vacations that include hotel, tickets and meals at over 100 restaurants for ,200!

That’s right. With the swift flick of a mouse, you can plan an inexpensive Disneyworld pass through various resort companies trying to attract new clients. The savings will be unbeatable for lodging and you might even get free passes which will grant you to access to all of Disney’s parks, MGM Studios, special cartoon exhibits, and much more! In addition, you might discover that Disney World vacations include visits to the four major theme parks such as Epcot or the Magic Kingdom, among other attractions.

In addition, you will also find substantial discounts on food. For instance, some resort companies offer free food and even feature complimentary character breakfasts so you and your kids can enjoy their meals with Cinderella, Winnie the Pooh, and other favourite characters.

In conclusion, you can make your family’s dream come true even if you’re working with a limited budget. All you have to do is select an inexpensive option, plan your pass through a resort company, or take advantage of some great member sites.

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Promotional Codes & Printable Discount Coupons Mission – Don?t be Rash! Save Your Cash!

As you all know marketing involves brainstorming strategy in a this day eras. Promotional codes and printable discount coupons are result of this brainstorming. Promotional codes as very much clear with its obloquy codes or offer for the customers for the promotion of their products and services. Does the phrase promotional code and printable discount coupons chime a signal in your mind? To most of the online-shopping adherent, the term is no longer a bizarre gobbledygook to their ears but vice versa in some cases.

When you wish for something that you be acquainted with is very pricey, you can find a site online that offers printable discount coupons and use them to save money. However, for newcomers, the term promotional codes or printable discount coupons might sound surprising. At a perfunctory stage, it might reflexion like an mathematical statement in mathematics. It might resonance like something one must crack or decode with the intention of grasp. Promotional codes are simple to comprehend and use.

Promotional codes need not be wrecked to make sense out of them. Promotional codes are one’s normal coupons like printable coupons, ads in newspaper, magazines for the promotional of their products which give discounts, perks and other inducement to magnetize consumers to buy the goods and services. For example like state Pillsbury, Pillsbury provides 250 grams extra on the buy of 5 kg or restaurants offer a dinner for one totally free with a group of four. Or like as many more.

Promotional codes benefits both the ends. From the end of consumers, one of the benefits of promotional codes or printable coupons is the additional advantage one can get beside from the buy of the goods and services. From the seller point of view, printable discount coupons or promotional codes can certainly draw more buyers thus High ROI. It can even cheer up and promote the site, the products and the services.

Like a coin has two faces, a head and tails, promotional codes and coupons also have a disadvantage if not use in time. It might have expiry date, some conditions which a consumer must fulfils otherwise it will benefits service bourgeois or seller. This is what I want the consumers must be mindful with. It is vital that these promotional codes are legal.

Promotional Codes & Printable Discount Coupons Mission – Don?t be Rash! Save Your Cash!

Printable coupons are free, Just go and check this captivating seasons of free printable local discount coupons, local coupons, grocery coupons before you lose it and make your pocket always.

For more information visit http://www.clickmycoupon.com

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The Best Ways To Save Money On Your Family Vacation Getaway

Family vacations can be expensive, especially if there are quite a few in the family. So anything that you can do to keep costs down is a welcome relief to the family budget. And there are lots of ways to save money and still have fun family vacations. Here are some of the ideal ways to do that:

* If you are going to be staying for more than just a few days in the same area why not look into renting a home or condo instead of just staying in a hotel? Actually hotels are very high-priced for the space that they afford as compared to a rental home or condo. Even if you don’t save much money, if you have more room for everyone to stretch out in comfortably, that can be a large plus on it’s own. But often you can save with a rental home, especially if you do your homework well in advance of your travel dates.

* Making your family pass spots start within driving distance of your home can save lots of money too. When you fly to your pass spot, it’s not only more costly to fly, but you also will need to get a rental automobile at your destination and that always adds more expense to the overall trip that can be saved if you just bring your automobile along with you instead.

* Try to get lodging that has a kitchen where you can prepare some of the family meals instead of intake out all the time. Again, rental homes often have everything you need including kitchen appliances, dishes, cookware and so on, so all you have to do is a tiny grocery shopping when you arrive to be ready for the week’s meals. Often you might find yourself out during lunchtime, but breakfasts and dinners make great meals that can be had at home and this will save a large chunk of money over the course of the entire vacation.

* See if you can save even more money by getting all inclusive deals on the world wide web that have everything you need included in the price. This is like buying your pass in bulk instead of paying for it one piece at a time, and as any consumer knows that strategy can often save you lots of money in the long run. You can also check on sites like priceline.com for special pass deals that amy not be acquirable anywhere else.

* If you do have to fly, shop around at various travel sites on the web for the lowest airfare you can get. Often prices vary considerably from one site to another, so make a thorough investigation and be prepared to book the ideal deal you find as they can disappear swiftly if you don’t.

Saving money on your family pass getaway can help you be more relaxed and enjoy yourself while you at one of your favorite family pass spots knowing that you were a smart consumer and got a good deal.

Annual Travel Insurance ? Could you Save Money?

Did you know you could be spending much more on your travel insurance policy than is really necessary? On average buying a single trip policy from a supermarket or similar for a couple with no health problems to a European destination can set you back by £34 for that one trip. Spending just a tiny extra time and effort searching around can help you find premiums as low as £8-9 for a single trip for 2 people. Of course you should be wary of the features a policy as cheap as this offers as you might find it lacks in some crucial areas. More often than not you will still have cover in all the basic areas you require.

An area where many constantly lose money is in the choosing of policy type. If you are aware you might travel more than once in a year, you could save money by opting for a multi-trip policy. As the study suggests, this will grant you to travel several times under the same policy which can swiftly add up to a massive saving when you think about the cost of a the average single trip policy. In general you might find an annual travel insurance policy (multi and annual will sometimes be branded together) the ideal value for money as this will grant you to travel at a higher frequency and for longer durations. The average cost of an annual policy for a couple falls at around £79 (when bought from a supermarket or similar). As you can envision if you’d travelled 3 times during a year, which is not that difficult these days, you would have just paid £132 on 3 single trip policies. If you utilise an world wide web comparison site you can quite easily find a similar policy for half of this price.

When looking at a prospective policy remember to check you are covered in all the areas you require. Cancellation and baggage cover can sometimes be optional extras so you should ensure you have these. Make a mental note to check the policy excesses in the event of a claim as these can vary considerably. Check the level of medical cover exceeds £1 million and if visiting USA try to get double this amount as it is not unknown for tourists to be quite literally bankrupted by private medical bills.

When you think about that the average annual policy grants you to travel an nearly unlimited amount of times (each trip not exceeding a figure of around 45 days) you could save a massive amount of money by utilising this type of policy. If you spend a tiny time looking and maybe utilising comparison sites you will find that cheap travel insurance is not all that elusive.

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Cheap Holiday Travel Insurance: Save your Money and Enjoy

Holidays are just like the synonym of refreshment, relaxation, and enjoyment and thus getting yourselves away from all the worries and problems. But when you plan for spending your holidays with your friends or relatives in the one-of-a-kind locations of universe then the first thing which comes in your mind is your finance. But with cheap travel insurance you can plan your holidays and travel without getting into any financial trouble.

Generally holidays requires you to spend heap of money on traveling to various eye catching locations of world but cheap holiday travel insurance provides you the opportunity to travel hassle free. Cheap holiday insurance offers an excellent opportunity to spend some calibre time with your relatives and family and exploring the hidden beauties of universe without getting worried about anything.

Cheap holiday travel insurance provides cover for your medical expenses if during travel you start ill and even in emergency situation you can get medical repatriation coverage and emergency ambulance. With cheap holiday travel insurance you can also get covers for flight cancellation, flight delays, flight interruption and loss of baggage and documents. Hence if you are planning to travel for spending your holidays and suddenly you find that your flight got delays or cancelled then you can get proper reimbursement with cheap holiday travel insurance.

Cheap holiday travel insurance also provides you the artefact of lower premium. But before purchasing cheap holiday travel insurance it is very important to examine the credibility and world wide access of the insurance company. So that in case of any kind of emergency during holiday travel in a foreign country you would not have to worry about anything and you could get help as primeval as could be possible.

It is important before buying any policy of cheap holiday travel insurance to examine carefully and read the travel insurance documents properly. You should also first undertake a through study of the policies given by insurance companies and later on choose the policy that will suit your financial condition and needs. With world wide web you can do this work of research about the insurance company without any hassle.

Online you can get a number of sites of insurance companies giving free quotes for cheap holiday travel insurance. Online you also have the liberty to choose and compare as many quotes for cheap holiday travel insurance as you want to do until you get a policy of your choice. With online search you can perform this work of search about cheap holiday travel insurance quite easily within no time. So now you can enjoy your holidays with cheap holiday travel insurance.

Hawaii Vacation Packages Save you Money and Provide Fun Activies!

Can’t decide which activities to book on your upcoming Hawaii vacation? No problem. With Hawaii pass packages, you can book two different and exciting activities, at one low price, saving up to 30%.

These Hawaiian pass deals include astounding money-saving activity combinations that include luaus, helicopter tours, romantic sunset sails, sub tours, snorkeling, tours kayaking, and more. So save money and have fun by booking Hawaii Vacation package combo activity deals.

Maui Vacation Packages

Maui Vacation Packages are your ticket to fun at a budget friendly price! Explore the underwater world with a sub tour from Lahaina and a trip to the Maui Ocean Center or get wet while you see the sights on a Molokini snorkeling tour; look for dolphins, tropical fish and Humpback Whales (seasonally). Rest after your adventures with a sunset dinner cruise or a luau for great evening entertainment, hula diversion and dining for real island fun!

Maui’s Hottest Discount Activity Deal: An Atlantis Submarine & Sunshine Helicopter Discount Combo is the budget friendly way to pack real fun & adventure into your vacation! Daily flights from Kahului and sub departures from Lahaina Harbor. The Submarine Tour & Royal Lahaina Luau Package is great pass fun for the entire family at a discount price! Explore the waters off Lahaiana from 125 feet below the surface, then feast on the beach Hawaiian-style at the Royal Lahaina Luau.

Oahu Vacation Packages

Hawaii Vacation Packages on Oahu are some of the ideal Hawaii pass deals around. Experience a full day of adventure at Hawaii Sea Life Park to interact with dolphins, sting rays, sea lions and more. Take an underwater sub adventure tour off Waikiki, then dine in style and enjoy the mystical, romantic and spectacular “Magic of Polynesia” stage show. Book your choice of 4 spectacular Kualoa Ranch activities – ATV & horseback riding; kayaking; gun range; ranch, motion picture set & jungle expedition Tours – for one astonishing low price. Or combine jet skiing Oahu, surf lessons, parasailing, sunset dinner cruises and Cirque Hawaii show for great family fun at money-saving discount prices.

Oahu’s Hottest Discount Activity Deal: The Cirque Hawaii & Navatek Dinner Cruise Combo lets you enjoy two of Oahu’s most exciting Hawaii pass activities in the same evening. Enjoy You can also rest on a romantic sunset dinner cruise, then pop over to Waikiki’s spectacular Cirque Hawaii show – both activities are great family fun at discount prices.

Big Island Vacation Packages

Hawaii Vacation Packages on the Huge Island Activities are the ideal way to fun on your Hawaii pass and save money, too! Book two activities at one low price with price reductions up to 30%. Explore the underwater world with a sub tour from Kona or join Body Glove for fantastic snorkeling tours and humpback whale watches (seasonally); look for dolphins, tropical fish and green sea turtles! Soar over Kilauea Volcano for the ideal view of the lava flow (without hiking) on an astounding Helicopter Flight from Hilo or Kona!

Big Island’s Hottest Discount Activity Deal: A Body Glove Snorkel & Sunshine Helicopter Combo lets you experience it all at one low discount price! Join Body Glove for snorkeling fun and Dolphin watching one day, then experience the wonder of erupting Kilauea Volcano and its lava flows from the country of the air on the next.

Kauai Vacation Packages

Hawaii Vacation Packages on Kauai offer the best-priced activity deals. These money-saving activty combinations that save uou up to 30% are avaiable only from HawaiiActive.com. Book two of Kaui’s ideal activities together for one low price, including Helicopter Tours, Traditional Luaus, Na Pali Sunset Sail & Snorkel and Zipline Safaris. Feast at the traditional Smith’s Tropical Paradise Luau along the famous Wailua River in tandem with any of the following Combo activities: A full-day paddling, hiking, swimming and ziplining through a Kauai rainforest; Flying a luxury A-Star helicopter to view the astonishing Na Pali Coast and Waimea Canyon; Taking a Na Pali morning canvass & snorkel aboard Holoholo, a romatic sunset cocktail cruise, or an exciting cruise to snorkel the “Forbidden Island.”

Kauai’s Hottest Discount Activity Deal: The Kipu Falls Zipline Safari & Luau Package Deal offers a a full-day paddling, hiking, swimming and ziplining adventure through a Kauai rainforest and a Hawaii feast at Kauai’s #1 Luau, Smith’s Traditional Luau, which includes a spectacular ceremony in a torch-lit Lagoon Amphitheater along Kauai’s famous Wailua River.

Resources:

www.myhawaii.net

www.hawaiiactive.com

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How Purchasing Travel Insurance Can Help You Save Money

Whether you are traveling for business or pleasure, purchasing travel insurance can help save you money. It is the same principle that applies when you buy something of value like a automobile or a classic piece of jewelery. Should anything happen, you do not want to lose your investment in one day. Most likely, you would want that automobile or ring replaced at full buy value. If you have bought air tickets, you would want to protect that investment as well. Who wants to lose money especially in these dire economic times?

Ways that Travel Insurance Can Help You Save Money

There are at least three situations where purchasing travel insurance can help you save money:

• Cancellation of flights – If you or the airline decides to cancel the flights you are booked in, your airfare will be partially covered by travel insurance. State if you spent ,500.00 worth of air tickets for you and your family, and suddenly the airline closes down for business or cancels a flight for any reason, you do not lose all of the ,500.00 because travel insurance will reimburse that amount. Of course the airline will probably refund you the money if it is their fault, but having travel insurance will compensate you for the inconvenience and trouble. Also, if you cancel the flight yourself, travel insurance will get you back your money.
• Loss of luggage – When you buy travel insurance, make sure it covers lost luggage as well. Envision landing in some foreign country with none of your luggage! While most airlines are efficient about recovering lost luggage and delivering them to your door, don’t rely on that efficiency. There have been instances where luggage was never recovered.
• Medical problems – You might be in perfect health when you leave for pass but you increase the likelihood of getting exposed to viruses or bacteria either in the plane or in your country of destination. There’s also the chance that you could accidentally drink the local drinking water or take contaminated food. Medical visits in some foreign countries can cost an arm and a leg so you wouldn’t want to spend all your pass money on doctor’s visits! If you have travel insurance that covers expenses for brief hospitalizations, medicine and emergency situations, think about how much all these could add up if you didn’t have travel insurance.
Tips for Purchasing Travel Insurance
• Ask your insurance bourgeois – If you have an insurance company that insures your car, home and other property, they might also offer travel insurance or they might work with a partner or affiliate who does. Because you are an established customer, they might offer you travel insurance at lower rates. It doesn’t injured to ask. In fact, in some instances, you might be superior off going with your existing insurer than buy separate insurance from the travel agent who books your flight.
• Go for the whole nine yards – What this means is if you are traveling with the family, you might be superior off buying family travel insurance instead of separate insurance policies. It also means that because traveling with kids entails more risk than traveling alone, you might want to think about travel insurance that offers comprehensive coverage; that is, plane fares, luggage, and health and medical visits.
• Multi-trip travel insurance – If you make more than one trip each year, you might be superior off purchasing an annual multi-trip travel insurance policy. This would save you the hassle of purchasing travel insurance several times during the year. Some travel insurance companies will usually sell you a 12-month package that is renewable yearly and this is a large convenience if you travel a lot during any given 12-month period. The single biggest advantage of buying an annual policy is that you don’t need to worry about arranging for emergency medical coverage.
• Compare packages and prices – As for most major ticket items, it pays to shop around for insurance. If you know you will be travelling six months from now, don’t move until the month before your travel date to do some bargain hunting. Begin now so that you are not rushed about reading the fine print and you can make a more informed decision about the kind of travel insurance that is saint for your situation.
Remember to do the cost analysis if you are ever tempted to skip travel insurance. Even if your ticket is discounted, state you paid 0.00 to go to the Caribbean. Travel insurance will cost about .00 to 0.00. If you are forced to cancel your trip, you lose 0.00 (restricted and discounted tickets are usually non-refundable or non-transferrable) versus the 0.00 you paid if you had bought travel insurance. If you want to save money, place travel insurance on the top of your list.

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